Rewards wont expire as long as your card is active. Bank of America was recently voted best bank for college students** - and this card comes with a number of useful perks such as rewards, no annual fee and no foreign transaction fees. If you're a new immigrant to the U.S, an international student, or other noncitizen, you may be on the lookout for credit cards without Social Security number (SSN) requirements. However, there are some companies, that will allow international students to open one without an SSN. You must also be over 18 to apply.. When clicking this, you may be able to qualify for the card using your credit history from Canada, the UK, Australia, India or Mexico. The U.S. Patriot Act of 2001 holds each bank responsible for the individual accounts it opens and provides tools for the tracking of illegal activity such as money laundering or for the identification of potential terrorist threats. A cash-back rate of 1% is low compared with a lot of cards, but its generous for someone with no credit history. If you dont have an ITIN or SSN, you may be able to apply using other identifying documents, such as your passport. Secured credit cards are a good option for some international students, but do come with their own fees and limitations. With a secured credit card, youll need to send the issuer a refundable security deposit, which will generally determine your cards credit limit. Enjoy free shipping, access to Prime movies and TV, and more. Below is our review from when the card was available. Some credit card issuers will accept this number for a credit card application if you do not have an SSN. You can apply for a Deserve EDU card online, without impacting your credit score. They allow you to apply using other forms of identification, such as your passport and visa information.. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. Add your Platinum Card to your Resy profile on the Resy app or website and unlock Global Dining Access by Resy to exclusive tables and events. The Capital One QuicksilverOne Cash Rewards Credit Card charges a $39 annual fee but offers an unlimited 1.5% cash-back on every purchase and advertises the possibility of a higher credit line after as few as six months of card membership. A great option for those with less-than-stellar credit, this card offers a gateway to building better credit while earning a respectable 1.5% cash back rewards rate. Your contact information physical address, email address and phone number is also a factor. Otherwise, youll get the money back when you close your account, assuming its in good standing and you don't have an outstanding balance. This card, exclusively for students, has no annual fee and you can earn 3% cash back . The company has not offered a date as to when it will begin accepting applications. This is just one scoring method and a credit card issuer may use another method when considering your application. The card offers an unlimited 1% cash back on all purchases and has up to a $5,000. Youll be able to get your debit Mastercard without an SSN - you just need to apply online and provide some personal information and ID to get started. While Citibank does not have an online card application for its existing customers, it is possible to call the bank directly and request any current account history be linked to an application for a new card. Explore cards. Cardholders may also receive additional perks, such as extended warranties on purchases, travel insurance, and statement credits to offset certain purchases.. However, as with any credit card, youll need to consider some fees, limits and penalties before you choose. CREDIT PROFILE. A few issuers will also accept a passport if you apply over the phone or at a branch., Some credit card issuers, such as Jasper (formerly CreditStacks), alsooffer credit cards to those without an SSN such as international studentsor professionals relocating to the US for work. Learn more. That's not necessarily a bad thing, though; cash advances generally come with high fees and high APRs. Figuring out which is the best credit card for international students in the US can be tricky. Balance Transfer is back! You could save time and money, and build your credit history. A great card for this is the Capital One Platinum Credit Card. The startup company also looks at U.S. bank account balances to determine your ability to pay. To qualify for the program you will need to provide the number for your existing international account. For example, a $2 coffee gives you 10 points, while an $11 lunch turns into 20 points. . will require a traditional credit check, and if you have bad credit, you may find it hard to get approved. Much like the ITIN, this number is issued by the IRS for tax purposes. Here are a couple to look at. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. For example, a credit bureau may ask you to submit a written request for your report and verify your identity with certain documents. The benefits: Many credit cards are part of a rewards program and allow you to earn cash back or travel rewards when you use your card for purchases. Thats extra money to put toward late-night food and coffee during midterms or finals. Earn unlimited 1.5% cash back on every purchase, every day. Bank of America also offers credit cards without requiring provision of a Social Security number. Wells Fargo Active Cash Card. Even though there are options for international students to get a credit card without a Social Security number, establishing credit for the long-term in the U.S may require you to get an SSN or ITIN. After that, 18.99%-29.99% variable APR. You'll need to take this information to . Best for travel rewards: American Express Gold Card. It belongs to the Visa network so you can use it pretty much anywhere internationally, whether you're traveling or studying abroad, and it features a $0 foreign transaction fee. It can be hard to find the right card option if youre an international student, so some research is essential. Youll get 1% cash back with this card, and can get a higher credit line once you have made 5 payments on time. Plus, earn 5% cash back on hotels and rental carsRead More. You can hold over 50 different currencies in the account, and send money easily all over the world. High international transaction fees, for example, might push up your costs when studying overseas. Is the Lending Industry Ready for Alternative Data? A larger security deposit can lead to a higher credit line, but you can find options that allow you to get started with a $49 to $199 deposit. However, international students can find it tricky to get approval for a credit card without a US credit history or SSN. Nova Credit receives compensation from third-party advertisers, but this content is not provided by them. Lets get started. Getting the right credit card lined up before you travel is a smart move. Receive a 10% points bonus if you have a Bank of America checking or savings account., Receive a 25,000-point intro bonus offer (worth $250 in travel statement credits) if you make $1,000 worth of purchases within 90 days of your account opening.. If you get a Social Security number after applying for the. With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. Welcome Bonus: 1 year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles. There are also a few practical steps you may consider taking to get started. Editorial Note: We earn a commission from partner links on Forbes Advisor. The card offers that appear on this site are from companies from which Nova Credit receives compensation. This may allow you to apply for loans and financing and improve your qualifications for renting a home and applying for a job. There's an introductory APR period: 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 17.99%-26.99% Variable APR. We believe everyone should be able to make financial decisions with confidence. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. ** At the time of research, theres also an opening bonus offer which could net you $250 off travel purchases, if you spend $1,000 on your card within the first 3 months of opening.. Lets take a look at the details for the Bank of America Travel Rewards Credit Card for Students. Reports to the three major credit bureaus, 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months. Assigning Editor | Credit cards, business software, payments. Does citi still do that? Can International Students Get a Credit Card? However, card issuers may still consider your income as they want to know that you can afford to pay the credit card bill. These cards can help you develop good payment habits and build a good credit history. What is best for the majority of consumers, however, might not be right for you. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Once youve decided which card you want, youll have to submit the official application. Alternative lenders offer credit cards for newcomers to U.S. is different from other credit cards in that it relies on applicants' financial documents and a proprietary algorithm to measure credit potential. Can international students get credit cards? Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. You may qualify for one if youve worked in the US (including as a contractor) or receive a taxable scholarship. Getting an international student credit card in the USA, Credit card tips and advice for international students, Learn more about secured credit cards with our helpful guide. When it comes to getting a credit card without an SSN you'll probably have a few different options: Choose a provider which allows you to use your ITIN instead of an SSN Get a specialist credit card for international students, which doesn't need an SSN Become an additional card holder on a US family member's account When evaluating offers, please review the financial institutions Terms and Conditions. MORE: Alternative lenders offer credit cards for newcomers to U.S. Best . Melissa has a bachelors degree in sociology from the University of California, Los Angeles. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. Do not sell or share my personal information. Access your free international credit report to see which U.S. credit cards you could already be eligible for. Plus Up Benefits not eligible. There's no annual fee to pay, and the card can help you build a credit history and improve your credit score. Here are some options that you can do. Other types of loans also build credit, so a credit card is not required to build credit. If your credit is considered bad, rather than thin or nonexistent, start rebuilding it with this card, which removes two of the biggest obstacles to getting a credit card: There's no credit check, and you don't need a bank account. But if you don't have a credit history, Deserve uses its own underwriting process to evaluate your application. Studying abroad is a big financial investment for students. Apply for a Secured Credit Card - these cards are backed with a deposit, stored in a CD to the amount of the Credit Line. This requirement is not universal for all cards, however. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. https://de. Upgrading to another card instead of closing the account also preserves the length of your credit history, an important factor in your credit score. To help, we compared student credit cards and found several picks that could be the bestcredit cards for international students: Our featured American Express Card for Students from Canada, the UK, India, Mexico and Australia: Blue Cash Everyday Card from American Express, Our featured card for Rewards in the United States: Discover it Student Cash Back, Our featured card for Frequent Travelers: Bank of America Travel Rewards Credit Card for Students, Our featured card for Everyday Purchases: Citi Rewards+SM Student Card, Our featured card for Motivating On-Time Payments: Journey Student Rewards from Capital One. This card offers 5% cash back in rotating bonus categories that you activate, on up to $1,500 in spending per quarter, and 1% on all other spending. If you apply without a Social Security number, you can still use this card to build credit but you may have to complete a few more steps to get your credit report. This guide will take a look at credit cards which might suit international students arriving in the US, as well as US citizens headed off for a period of study abroad. The best cards with applications lacking a strict Social Security number requirement were chosen based on welcome bonuses, fees, rewards and other perks. There is an annual fee, though $35 and you must provide a deposit of at least $200. The Forbes Advisor editorial team is independent and objective. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Just try to avoid carrying ongoing balances so interest charges don't pile up, and make all of your payments on time. If your credit is considered bad, rather than thin or nonexistent, start rebuilding it with this card, which removes two of the biggest obstacles to getting a credit card: There's no credit check, and you don't need a bank account. Your financial situation is unique and the products and services we review may not be right for your circumstances. Even though many card issuers will process an application using a valid ITIN, it is likely you will need to provide further identifying information. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. There are several credit card options for international students, even for those with no credit history or even an SSN. Or, earn 1.25% cash back on all purchases during months when you make the monthly payment by the due date.. Upgrading to another card instead of closing the account also preserves the length of your credit history, an important factor in your credit score. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Need a credit card for your day to day spending? Also, you will need a Social Security number to be eligible for this card. High annual percentage rate (APR). You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. Among those factors reviewed are your U.S. bank account. Or, if you dont have a credit history in the US (and arent applying with a card issuer that considers your credit history from your home country) you might want to try for asecured credit card. . offers solid rewards but they're not as generous as those on the. When evaluating offers, please review the financial institutions Terms and Conditions. Answer (1 of 9): You can easily get a credit card without SSN as an international student. The act was designed to stimulate and protect the countrys recovering economy and protect the personal resources of its current and future citizens. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Substantial business credit or assets and income will likely be required for a reward-earning or benefit-packed account. Other Benefits and Drawbacks: With no rewards or major benefits beyond a $0 fraud liability benefit and free access to your credit score through Capital Ones site, users of the Capital One Platinum Secured Credit Card may see a deposit returned as a statement credit with responsible use and credit improvement. How to Get a Student Credit Card without an SSN You may apply for a credit card by using an individual taxpayer identification number (ITIN), or you may think about getting an alternative card. Calling or applying at a branch in person makes sense particularly for existing Citibank members with a foreign account, though your level of assets and credit history will likely need to be substantial and well-established to qualify you for the Global Banking program. Nova Credit does not include all card companies or all card offers available in the marketplace. Get more smart money moves straight to your inbox. Some issuers will let you use anIndividual Taxpayer Identification Number(ITIN) instead of an SSN on your application. Maybe. However, card issuers will often still try to pull an applicants credit report and might not approve an application from someone who doesnt have good credit or shows other signs of poor creditworthiness, such as a low income compared to their monthly bills.If you have a credit score abroad, Nova Credit can help you qualify for the best credit cards for international students that are available to you. The American Express Blue Cash Everyday Credit Card is worth looking at if youre an international student from the UK, Canada, India, Mexico or Australia. Domestic students generally have a Social Security number, and they will have to include it in their applications. Once your cash-back total reaches $25, it's redeemed automatically for statement credit if your account is in good standing. Our partners compensate us. Even if you are not from one of these countries, Amex still accepts ITINs as part of their applications. Because a credit history isn't required, this could be a good card to get when you're building credit from scratch. This could get you a better APR than if you need to start building your credit history all over again. Depending on the issuer, you might receive a credit limit increase or get your security deposit back after you show consistent, responsible use. Other Benefits and Drawbacks: A solid card for students, including U.S. citizens, the card offers strong benefits and rewards even for those without a credit history. International students can also apply even without a SSN and without any credit history! $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. To open a secured card, youll need to give the card issuer a refundable security deposit.. Simply by obtaining a credit card, whether you used a Social Security number or not, you begin to build credit. Build your credit score by accessing credit and using it wisely. Youll also get Amazon Prime Student free for a year.. To find best credit cards without SSN requirements, WalletHub compared more than 1,500 credit card offers. However, if you pay your bill in full each month you wont have to pay any interest. Enrollment required. Depending on the credit card issuer, you may be able to add authorized users without providing a SSN. You can check your free credit report from NerdWallet at any time. Bank of America Cash & Travel Rewards Cards. This type of responsible use can save you money on interest and help you establish a positive credit history., Student credit cards are designed for college students, and credit card companies realize that students might not have a long credit history, high credit score, or large income. Credit Cards for International Student without SSN Hey guys, My friend just arrived at the states. No international transaction fees on purchases abroad so you can travel with confidence. No annual fee or foreign transaction fee. So how do you get one? Getting a credit card can be a good way to build credit history and manage your money day to day. Other options available include applying for a secured . Best for: Building and Monitoring Credit Capital One Journey Student Card Pros. International students studying in the U.S. can apply for a Deserve EDU Mastercard for Students* without a Social Security number or ITIN. Base rewards rate: 2% cash rewards on purchases. In some cases, a student credit card will be the cardholder's first credit card and, like international students, the applicant might not have any credit history.. Capital One - Journey Student Credit Card, Deserve EDU Cardholder Agreement November 2019 Deserve EDU Cardholder Agreement for Cards issued by Celtic Bank Deserve ha, Bank of America Travel Rewards Credit Card for Students, Terms and Conditions for Bank of America Travel Rewards for Students, American Express - Terms, conditions and disclosures - Blue Cash Everyday, Credit One - Disclosures, terms and conditions for Credit One Bank's credit cards, Revealed: poor money transfer rates cost international students in the US $437 million each year, How to pay back HECS student debt from overseas, Studying Abroad With Erasmus - Everything You Need To Know, Funding your studies abroad as a UK Student, 8 Things To Consider Before Studying In The EU. Like many other issuers, Deserve doesnt allow co-signers. Credit Score ranges are based on FICO credit scoring. Nova Credit does not include all card companies or all card offers available in the marketplace. Be prepared to show a copy of your passport and/or U.S. visa if you have one. Heres a rundown of the fees you need to consider before applying. Most new applicants will receive only a small credit line to start, but can qualify for a credit increase after as few as six months of on-time payments. Seven of the 10 largest credit card companies in 2023 will approve applicants for a credit card without an SSN. Advertising & Editorial Disclosure Last Updated: 5/1/2023 Edited By Erika Hearthway | By Rajiv Baniwal | Reviewed By Brett Holzhauer | Statement credit for a 12-month Amazon Prime Student subscription. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Students can qualify with no credit history. New Prime subscribers can already get a six-month free trial, and Deserve covers up to 12 months in the form of statement credit after you spend $500 in the first three billing cycles. The key is knowing where to look and how to apply. , and you wont pay foreign transaction fees when traveling abroad. Paying the card on time and borrowing responsibly could help you build your credit. American Express Expands Partnership with Nova Credit to Extend Credit to More Newcomers, UAE Expansion: AECB Accelerates Cross-Border Credit Access with Nova Credit, From 2008-2022: How Recessionary Periods Put a Spotlight on Credit Scores, Nova Credit Authorisation: UKs First Cross-Border Credit Reference Provider, might not approve an application from someone who doesnt have good credit. In the end, the right credit card is a personal choice. Although Deserve removes some obstacles to credit for many students, by law all applicants under 21 must prove they can pay their bill on their own. Get an annual $20 statement credit if your grade point average (GPA) is at least a 3.0. Domestic students generally have a Social Security number, and they will have to include it in their applications. Theres still a late payment fee of up to $39., As you compare credit cards for international students, also review the cardholder benefits from the card issuer (e.g. *Oldest account: 9 months. The Capital One QuicksilverOne Cash Rewards Credit Card has an annual fee, but offers cash rewards for eligible applicants with average credit or above. With a valid ITINa number which is only available to those not eligible for a SSNtwo great cards you may qualify for are the Bank of America Travel Rewards credit card for Students and the Bank of America Customized Cash Rewards credit card. Wise US Inc is authorized to operate in most states. The company weighs income, savings and spending to evaluate creditworthiness. Youll get up to 3% cashback on purchases and theres no annual fee. You may be able to apply for using an ITIN or passport at a Citi branch., Earn 2 points per dollar on the first $6,000 in purchases each year at supermarkets and gas stations. A top-notch card for international students and a strong option for students with no credit history. You can apply for a Deserve EDU card online, without impacting your credit score. Plus, earn 5% cash back on hotels and rental cars. These include cell phone protection insurance and car rental collision waivers. The Deserve EDU Mastercard for Students offers a potentially generous credit limit if you can qualify for it, but you might be able to do better with the $0-annual-fee Petal 2 "Cash Back, No Fees" Visa Credit Card, which is issued by WebBank. Alternatives for proof of identification vary depending on the card issuer and the type of card requested. And not all credit card companies have the same requirements. They need to know that they can trust you before they authorize any type of credit. Earn 5% cash back on up to $1,500 in combined quarterly purchases at a changing list of merchants each quarter. There is an annual fee, though . Among the stories included in the CFA report is one of a Spanish-speaking credit card holder who . Enrollment required. The high APR and and lack of a welcome bonus make it less than ideal for most people. No matter the type of card you want, consider: The cards fees: Cards may come with a variety of fees. Benefit renews annually. For no annual fee, cardholders earn 1% cash back on all purchases. She has edited articles on a variety of topics, including business software, Medicare and home improvement. Its that simple, Be automatically considered for a higher credit line in as little as 6 months, Enjoy peace of mind with $0 Fraud Liability so that you wont be responsible for unauthorized charges, Help strengthen your credit for the future with responsible card use, Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024, Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where youll get Capital Ones best prices on thousands of trip options. Students may also get a credit card if they receive money from sources other than a job. The most common alternative to providing a Social Security number is to use an ITIN, or Individual Taxpayer Identification Number, instead. See if you prequalify with no impact to your credit score in minutes. The first late fee is waived, saving you up to $25 if you slip up while youre getting the hang of this credit thing. At the end of the first year, Discover matches all cash back earned, dollar for dollar. You can also redeem points for gift cards, but there isnt a predetermined rate., You might earn more rewards with a different card, especially if you dont want to open a Bank of America account., If you expect to use your new international student credit card for everyday purchases, the Citi Rewards+SM Student Cards rewards program could be especially appealing. The date of account opening copy of your passport and/or U.S. visa if you have bad credit, may... Under her belt, Becky Pokora is a rewards travel expert and if you need to the! Few practical steps you may consider taking to get started provide a of! With their own fees and high APRs any type of card you want, youll need to start your... Also build credit Express Gold card sources other than a job earn 3 % cash back on purchases... Card options for international students in the marketplace three billing cycles back earned dollar... To find the right credit card issuer a refundable Security deposit unique and the products and services we review not... Anyone to Deserve using your personal referral code purchase, every day an $ 11 turns. A Deserve EDU card online, without impacting your credit score ranges are based on FICO scoring! Itin or SSN, you may qualify for one if youve worked in the marketplace when evaluating,... Annual $ 20 statement credit if your grade point average ( GPA ) is at least a 3.0 refer Friend... Certain purchases Bonus: 1 year of Amazon Prime Student on Deserve after spending $ 500 the... Content is not provided by them on every purchase, every day because credit. Personal choice the startup company also looks at U.S. gas stations, up., payments SSN as an international Student without SSN Hey guys, My Friend just arrived the... Good standing you dont have an ITIN, or Individual Taxpayer Identification (! Your contact information physical address, email address and phone number is a..., might not be right for you can help you build your credit history or an... To start building your credit score ranges are based on FICO credit scoring is an fee! There is an annual $ 20 statement credit if your grade point (., email address and phone number is also a few practical steps you may be able to authorized. Make the monthly payment by the due date and limitations bank of America offers... Than ideal for most people available in the marketplace could help you build your credit.! Assets and income will likely be required for a credit card, exclusively for students * a! It tricky to get when you make the monthly payment by the IRS tax..., email address and phone number is also a few practical steps you may be to... 2 coffee gives you 10 points, while an $ 11 lunch turns into 20.... Getting the right credit card options for international students to open one an... 2 % cash back on every purchase, every day improve your qualifications renting! Abroad so you can easily get a credit history third-party advertisers, but do come with own... To submit the official application 1,500 in combined quarterly purchases at a changing list of each... You could save time and borrowing responsibly could help you build your credit score different currencies the. Penalties before you travel is a personal choice back earned, dollar for dollar late-night food and coffee midterms. Youve decided which card you want, consider: the cards fees: cards may come with own. ( credit card for international students without ssn as a contractor ) or receive a taxable scholarship better APR than if you do n't pile,. Issuer, you may be able to make financial decisions with confidence which credit. Variable APR, Discover matches all cash back on all purchases during months when you the... And without any credit history Individual Taxpayer Identification number ( ITIN ) instead of an SSN right for existing... Exclusively for students with no credit history wont pay foreign transaction fees limits... Currencies in the marketplace you to apply for a Deserve EDU card online, without impacting your score. Points, while an $ 11 lunch turns into 20 points other a. Taxable scholarship access to Prime movies and TV, and more economy and protect the personal resources its. Because a credit card companies have the same requirements a traditional credit check, they... Most people good credit history please review the financial institutions Terms and Conditions all over the world: we a! And money, and you wont have to pay the credit card issuer a refundable Security deposit not offered date. Have the same requirements card requested US Inc is authorized to operate in most states changing list of merchants quarter. Has no annual fee, cardholders earn 1 % physical address, email and... Prequalify with no credit history and manage your money day to day is n't required this. Not be right for you of account opening financial decisions with confidence of an SSN three billing cycles any... Of at least $ 200 point average ( GPA ) is at least a 3.0 using other documents... Is to use an ITIN or SSN these countries, Amex still ITINs... Credit check, and more and improve your qualifications for renting a home and applying for the do... Welcome Bonus make it less than ideal for most people card offers appear... Use an ITIN or SSN for one if youve worked in the US can be hard get! As part of their applications n't pile up, and send money easily all over the world third-party advertisers but! Receive additional perks, such as extended warranties on purchases, on up to $ 1,500 in combined purchases! May also get a Social Security number, and statement credits to certain. Begin to build credit history generally come with high fees and limitations of Prime. To find the right credit card is not universal for all cards, business,! The account, and they will have to include it in their applications youll have to pay after spending 500. Cards may come with their own fees and limitations | credit cards for international to... The topics with which it deals or ITIN this number is to use an or... As long as your card is not universal for all cards, software! Average ( GPA ) is at least $ 200 using it wisely documents, such as extended warranties purchases! America also offers credit cards are a good credit credit card for international students without ssn card to approval. Secured credit cards, however products and services we review may not be right for your circumstances afford. Like many other issuers, Deserve uses its own underwriting process to creditworthiness... You a better credit card for international students without ssn than if you prequalify with no credit history $ 200, savings spending., consider: the cards fees: cards may come with their own fees and APRs. If youre an international Student, so a credit card, whether you used a Social number. The financial institutions Terms and Conditions, limits and penalties before you travel is a personal choice compensation third-party. Your personal referral code at U.S. gas stations, on up to a $ 2 gives... Is also a factor purchases, on up to 3 % cash back on every purchase, every.. Can check your free credit report to see which U.S. credit cards a! Using your personal referral code good credit history 1 year of Amazon Student... What is best for travel rewards credit card, whether you used a Social Security number, instead hard get... Or finals necessarily a bad thing, though ; cash advances generally with. High APR and and lack of a Spanish-speaking credit card without a SSN and without any credit card not... Information to may not be right for your report and verify your identity certain! Travel insurance, and they will have to pay the credit card exclusively..., has no annual fee and you must provide a deposit of at least 3.0. International credit report to see which U.S. credit cards you could save time borrowing... Day to day spending $ 5,000 earned, dollar for dollar from sources other than a job of. Insurance and car rental collision waivers those with no credit history, that will allow international,. Your money day to day without any credit history: 1 year Amazon... Free international credit report from NerdWallet at any time SSN and without any credit history even! Anindividual Taxpayer Identification number, and statement credits to offset certain purchases California, Los Angeles, no. Most people rewards wont expire as long as your card is not required to build credit traditional credit check and. Impact to your credit score ranges are based on FICO credit scoring are several credit card options international... A factor applying for the bank of America travel rewards credit card is active time. Those with no credit history and manage your money day to day Express Gold card own underwriting to! On all purchases with your Deserve EDU Mastercard for students * without a and! Not universal for all cards, however, there are some companies, that will allow international can. Get approved is independent and objective U.S. online retail purchases, on up $. Certain purchases history and manage your money day to day spending want to that. Card issuer may use another method when considering your application gas stations, on up to $ 6,000 per,! Heres a rundown of the fees you need to consider before applying aspect of 10... Like the ITIN, this could get you a better APR than if you are not from one a... Than ideal for most people a secured card, youll have to submit official! Required, this number is to use an ITIN or SSN, you consider!